Chimimport booked BGN 106m net profit (after minorities) in 2012, down by 5.1% YoY. In Q4’12 alone net profit was down by 9.2% YoY to BGN 8.9m. 2012 EPS came to BGN 0.73 (BGN 0.49 on fully diluted base). 2012 net result from non-financial activities (see segment reporting) fell by 56.2% to BGN 57.1m (negative BGN 42.6m in Q4’12 alone compared to positive BGN 40.3m in Q4’11) partly as a result of lower revaluation of investment estates. Net insurance income fell 53.4% to BGN 11.6m (negative BGN 3.4m in Q2’12 compared to positive BGN 6m in Q4’11) despite the 9.2% growth of gross insurance income while net interest income was down by 2.9% to BGN 72.9m (down by 9.5% in Q4 to BGN 16m). The net result from transactions with financial instruments surged 3.6-fold to BGN 152.5m (a remarkable 8-fold increase to BGN 112.7m in Q4’12 alone). The growth of other financial income by 63.8% and the growth of income from associates by 5.3% supported the bottom line while the 12.3% increase of administrative cost and the 3.8-fold increase of the allocations to insured individuals negatively affected the bottom line of the holding. Net profit before minority interest was down by 5.4% YoY to BGN 116m (down by 20.7% to BGN 12.7m in Q4’12). Total assets of the group increased 12.8% YoY to BGN 6 037.3m.